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	<title>Teton Valley Real Estate - Coldwell Banker Realty &#187; Buying Tips</title>
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	<description>Teton Valley Homes: Driggs, Victor, Tetonia and Surrounding Areas</description>
	<lastBuildDate>Thu, 05 May 2011 22:07:05 +0000</lastBuildDate>
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		<title>Processing the Sale</title>
		<link>http://www.tetonvalleylandsales.com/processing-the-sale</link>
		<comments>http://www.tetonvalleylandsales.com/processing-the-sale#comments</comments>
		<pubDate>Fri, 12 Jun 2009 19:18:19 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Buying Tips]]></category>

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		<description><![CDATA[Once the contract is signed, your Sales Associate will continue to be your advocate and ensure that your best interests are served. Some of the details they will be available to handle are:

Schedule all necessary pre-closing inspections.
Check finances are deposited according the contract specifications.
Keep you informed of any unseen problems that may arise and offer [...]]]></description>
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		<title>Contract Review</title>
		<link>http://www.tetonvalleylandsales.com/contract-review</link>
		<comments>http://www.tetonvalleylandsales.com/contract-review#comments</comments>
		<pubDate>Fri, 12 Jun 2009 19:10:47 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Buying Tips]]></category>

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		<description><![CDATA[Sales contracts may differ significantly yet all should clearly set forth the responsibilities and privileges of all the parties involved. It is a legally binding document that protects each party. Carefully review the terms of the contract. The sales contract should include the following:


Legal description of the property and the exact street address
Selling price of [...]]]></description>
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		<title>Know Your Needs! Finding The Right Location</title>
		<link>http://www.tetonvalleylandsales.com/know-your-needs-finding-the-right-location</link>
		<comments>http://www.tetonvalleylandsales.com/know-your-needs-finding-the-right-location#comments</comments>
		<pubDate>Fri, 12 Jun 2009 18:55:26 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Buying Tips]]></category>

		<guid isPermaLink="false">http://www.tetonvalleycoldwellbanker.com/?p=223</guid>
		<description><![CDATA[Drive To Learn
 – evaluate as you drive though a community. Consider the following questions as a basis for determining your location needs:

Where is the nearest shopping center, bus line, police station and Library?
What schools are available and school district are you in?
What types of homes (single family, apartments, condominiums) are in the neighborhood?
How far [...]]]></description>
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		<title>Specialty Mortgages</title>
		<link>http://www.tetonvalleylandsales.com/specialty-mortgages</link>
		<comments>http://www.tetonvalleylandsales.com/specialty-mortgages#comments</comments>
		<pubDate>Fri, 12 Jun 2009 18:42:09 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Buying Tips]]></category>

		<guid isPermaLink="false">http://www.tetonvalleycoldwellbanker.com/?p=221</guid>
		<description><![CDATA[Reverse Annuity Mortgage (RAM)
A type of mortgage where the property&#8217;s equity serves as security for periodic payments made by the lender to the borrower. Mortgage is generally paid out upon the sale of the property. 
Rollover Mortgage (ROM)
A mortgage where the payments are only guaranteed for three, four, or five years. The borrower is allowed [...]]]></description>
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		<title>Mortgage Payment Methods</title>
		<link>http://www.tetonvalleylandsales.com/mortgage-payment-methods</link>
		<comments>http://www.tetonvalleylandsales.com/mortgage-payment-methods#comments</comments>
		<pubDate>Fri, 12 Jun 2009 18:38:00 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Buying Tips]]></category>

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		<description><![CDATA[Fixed-Rate Mortgage
The interest rate you pay and the monthly principal and interest payments are agreed upon from the outset and will not change throughout the entire term of the mortgage.
Government National Mortgage Association (GNMA)
A government-owned corporation within the U.S. Department of Housing and Urban Development, it is also referred to as &#8216;Ginnie Mae,’. This government [...]]]></description>
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		<title>Loan Suppliers</title>
		<link>http://www.tetonvalleylandsales.com/loan-suppliers</link>
		<comments>http://www.tetonvalleylandsales.com/loan-suppliers#comments</comments>
		<pubDate>Fri, 12 Jun 2009 18:34:52 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Buying Tips]]></category>

		<guid isPermaLink="false">http://www.tetonvalleycoldwellbanker.com/?p=216</guid>
		<description><![CDATA[Federal Home Loan Mortgage Corporation (FHLMC)
The Federal National Mortgage Association, which is a congressionally chartered, shareholder-owned company that is the largest national supplier of home mortgage funds.
It is commonly known as Freddie Mac. The company buys mortgages from lending institutions, pools them with other loans, and sells shares to investors. Detailed information may be found [...]]]></description>
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		<title>Loan Types</title>
		<link>http://www.tetonvalleylandsales.com/loan-types</link>
		<comments>http://www.tetonvalleylandsales.com/loan-types#comments</comments>
		<pubDate>Fri, 12 Jun 2009 18:33:09 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Buying Tips]]></category>

		<guid isPermaLink="false">http://www.tetonvalleycoldwellbanker.com/?p=213</guid>
		<description><![CDATA[Conforming Loan
Conventional home mortgages, first mortgages up to loan amounts mandated by Congressional directive, which meets the qualifications for sale or delivery to either the Federal National Mortgage Association (FNMA) or the Federal Home Loan Mortgage Corporation (FHLMC).
Construction Loan
A structured, short-term loan to provide funds necessary to begin construction on buildings or homes.
Conventional Mortgage
A mortgage [...]]]></description>
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		<title>Mortgage Types</title>
		<link>http://www.tetonvalleylandsales.com/mortgage-types</link>
		<comments>http://www.tetonvalleylandsales.com/mortgage-types#comments</comments>
		<pubDate>Fri, 12 Jun 2009 18:30:16 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Buying Tips]]></category>

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		<description><![CDATA[Adjustable Rate Mortgage
A mortgage, which allows the lender to adjust the mortgage&#8217;s interest rate periodically on the basis of changes in a specified index. Interest rates may move up or down, as market conditions change. The change in interest rate will result in a change in the periodic payments due under the mortgage. ARMs are [...]]]></description>
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		<title>Resource Tools</title>
		<link>http://www.tetonvalleylandsales.com/resource-tools</link>
		<comments>http://www.tetonvalleylandsales.com/resource-tools#comments</comments>
		<pubDate>Fri, 12 Jun 2009 18:28:52 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Buying Tips]]></category>

		<guid isPermaLink="false">http://www.tetonvalleycoldwellbanker.com/?p=210</guid>
		<description><![CDATA[Money Matters
 – the most important part of financing is your knowledge of the options available. Consider the following questions as a basis for determining your financing needs.
How much mortgage can I afford?
What down payment is needed?
What is the difference between pre-qualification, pre-approval and approval?
What interest rates are available?
What is mortgage insurance and is it [...]]]></description>
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		<title>Buying Rewards and Challenges</title>
		<link>http://www.tetonvalleylandsales.com/buying-rewards-and-challenges</link>
		<comments>http://www.tetonvalleylandsales.com/buying-rewards-and-challenges#comments</comments>
		<pubDate>Fri, 12 Jun 2009 15:54:40 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Buying Tips]]></category>

		<guid isPermaLink="false">http://www.tetonvalleycoldwellbanker.com/?p=185</guid>
		<description><![CDATA[Rewards
It is highly rewarding to buy, own and maintain your own home. Whether this is your first home or you have experience with the home buying process, we can help. When you have the tools at your fingertips, you can be confident in your ability to search, finance your home, negotiate terms and be prepared [...]]]></description>
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